Car Loan – The Road to Freedom Begins Here

Drive More Than a Vehicle. Drive Your Dreams.

A car is more than a mere machine: it is freedom, its time saving. Weekends that begin whenever the spirit moves you, roads that do not end up in the impatient waiting. First car, better car, or a reliable second-hand—Capital Edge is there to help you turn the ignition.

Our car loan services with fast approvals and fair terms are designed to give you the choice—and the whipping.

Why Choose Capital Edge?

We know what a car means to you. That it's not a vehicle, but a milestone. Our loan process is quick, digital, and honest. From start to finish, the whole process is smooth and transparent. We offer the most competitive interest rates for car loans across India, enabling you to purchase new or second-hand vehicles with ease.

Our loan specialists help you find a plan that fits your life, rather than forcing your life to fit into their strategy. At Capital Edge, finance is supposed to work for you, not against you.

New Cars or Used – We Finance Both

Looking for showroom-fresh or dependable pre-owned cars? We finance them all. You may avail of loans for:

  • – New cars from dealers
  • – Pre-owned vehicles from certified sellers
  • – Direct owner-to-buyer purchases (after inspection and verification)

We offer the best used car loan rates in India, providing an extra edge of innovative and affordable roadways for second-hand choices.

Competitive Car Loan Interest Rates

Interest rates should not remain a mystery. They aren't at Capital Edge. Our car loan interest rate is tailored to your profile, taking into account factors such as your income, credit score, tenure, and the type of car you're looking to buy. Therefore, whether you are purchasing a family hatchback or a business sedan, your EMI is well within your reach, and the loan remains sustainable.

Compared to buying a used vehicle, we offer you the best interest rate for used car loan, thus giving you some breathing space financially.

Apply Online - No Trail of Papers

Forget about paper forms and visiting branches. With Capital Edge, you can apply for a car loan right from your location. The primary steps include:

  • ●    Fill out a short online form
  • ●    Upload your documents
  • ●    Choose your loan amount and tenure.
  • ●    Get approval within 24 to 48 hours.

No covert steps, no confusion, just a straightforward transaction. Straightforward journey from interest to ownership.

Documents Required for Car Loan

We keep it simple, with few documents. Here is what is usually needed to apply:

For Salaried Individuals:

  • ●    PAN card and Aadhaar card
  • ●    Latest salary slip or Form 16
  • ●    Bank statement for the last 3–6 months
  • ●    Address proof
  • ●    Car quotation or invoice

For Self-Employed:

  • ●    PAN card and Aadhaar Card
  • ●    ITR for the last two years
  • ●    Business registration or license
  • ●    Bank statements for six months
  • ●    Car quotation or seller's invoice

If you are unsure about any document, the team will assist you in choosing between alternatives.

Carried out with a Flexible Approach to Fit You

We offer loans that evolve with your lifestyle, without creating obstacles on your financing path. Our scheme includes:

  • ●    A car can be financed up to 100% on-road price (subject to eligibility)
  • ●    Loan tenures can go up to 7 years.
  • ●    Flexible EMI options for differing income categories
  • ●    Prepayment or foreclosure with minor penalties
  • ●    Fast-track loan process for pre-approved applicants

Whether you are a salaried employee or a businessman, our tailor-made solutions make getting into your dream ride easy.

Used Car Loans – Reliable and Affordable

Used cars are catching the fancy of the world, and us, too. If your choice of a pre-owned vehicle fits your needs and budget, we are willing to finance it. With some of the best used car loan interest rates, our used vehicle loans are as convenient and risk-free as leasing a new car.

We then do all the necessary checks, verify the seller, and provide the information you will need regarding the actual cost of ownership. The result is a reassurance that you have just conducted a brilliant deal, with no surprises.

Student or First-Time Buyer? We Have Got You

Many of our buyers are first-time buyers or young professionals without much credit history. Well, that is no concern to Capital Edge. We look at the entire picture- income potential, job stability, and support from a co-applicant if needed.

Need help understanding your eligibility for a loan? Our agents are just a call away.

Pay According to Need

You don't have to push yourself to the limit. Choose your way of repayment. We allow you to customise the tenure of the loan so that the EMI for the car loan comfortably fits your monthly budget.

However, if you want to repay early, we offer very low-penalty prepayment options so that you are not stuck in a long-term contract.

Testimonials: Real People. Real Roads.

"I had put up an application for a car loan on Sunday evening, and by Monday afternoon, it got approved. I got to top the interest rate my bank was giving me, and it was all done online."

– Arjun M., Bengaluru

"Buying a used car was uneasy for me initially. But the team at Capital Edge facilitated me throughout—from checking on the seller to final disbursal. Now I am driving my second car, and both loans are through Capital Edge."

– Sneha R., Mumbai

Your Journey Starts Today

We aim to make car ownership easy, affordable, and honest. If you're looking for new or practical used options, Capital Edge puts the power right in your hands. Our team works in the background for you to leap ahead—the way you want to.

Don't just dream it. Drive it.

Apply online for your Capital Edge car loan and bring your goals closer.

Capital Edge-Giving a Go to Car Loans

Wherever you go —work, home, or adventure —Capital Edge powers your drive. With our tried and tested processes, transparent terms, and unparalleled support, we make car ownership a milestone to remember.

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Frequently Asked Questions

We have curated a list of commonly asked question which can help you as well.

Rates charged to you will be based on the type and tenure of a car, and your credit profile. We aim at providing the best interest rate of car loans in India.

Yes. Visit our website, fill in your details, upload the documents, and get digitally approved.

Indeed. We offer Used Car Lending Programs with flexible payments and competitive interest rates.

Standard KYC, proof of income, and car quotation; we assist you through every step.

Disbursal of the product and sanctioning typically occur within 24 to 48 hours of product documentation.

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